Short verdict: both cost $20/month on Pro, and the difference is in the details: Cursor saves 20% yearly and has a middle tier (Pro+ at $60); Windsurf's free plan includes unlimited tab completions, which suits light coding.

Choose Cursor if

  • You'll pay yearly (Pro at $16/month).
  • You need a step between $20 and $200 (Pro+ at $60).
  • You want the bigger user community and more tutorials.

Choose Windsurf if

  • You want a free plan that covers light coding with unlimited completions.
  • You tried Cursor and its agent style didn't click.
  • You're an existing subscriber — people who joined before March 2026 kept the $15 price.

Our advice

Use both free on the same project for two or three days. The price is the same, so pick the one that understands your codebase faster.

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