The short version: cancelling only stops the next renewal — it doesn't refund what you already paid, and you keep access until the end of the paid period. Cancel at least 24 hours before renewal. Refunds are the exception, not the rule, and depend on the tool and on where you subscribed (website, App Store or Google Play).

The one rule: deleting the app from your phone does not cancel the subscription. Cancel in the same place you paid.

First: where did you subscribe?

You subscribed on Cancel in Ask for a refund from
The tool's website (bank card) Account settings on the site The tool's support
iPhone (App Store) Settings → your name → Subscriptions Apple, at reportaproblem.apple.com
Android (Google Play) Google Play → Payments & subscriptions → Subscriptions Google Play first, then the tool's support

ChatGPT

Cancel on the web: chatgpt.com → your name → Settings → Account (or Subscription) → Cancel plan. OpenAI says to cancel at least 24 hours before the next billing date to avoid being charged for the next period.

Refunds: cancelling doesn't refund earlier charges automatically. If you subscribed on the website or through Google Play, request a refund from OpenAI Support while signed in to the account that was charged. iPhone subscriptions are refunded by Apple only.

Current offers: ChatGPT deals.

Claude

Cancel: claude.ai → Settings → Billing → Cancel. Pro or Max stays active until the end of the paid period.

Refunds: payments are generally non-refundable, but there is a refund request inside your account: click your account icon → Get help → send a message and choose a refund request; eligibility is checked. Requesting a refund does not cancel the plan — cancel it too. Cancelling an annual plan stops renewal but doesn't refund the remaining months by default.

Current offers: Claude deals.

Midjourney

Cancel: the Manage Subscription page → Cancel Plan. If you're not eligible for a refund, your plan and GPU time stay available until the end of the period.

Refunds: according to Midjourney's help center, refunds are only available if you've used less than 20 GPU minutes over the lifetime of your account. In practice: if you generated a fair number of images, you won't get money back. If you are eligible, the refund option appears automatically during cancellation.

Current offers: Midjourney deals.

Gemini (Google AI Plus and AI Pro)

Google AI plans are managed through Google One: one.google.com or the Google One app → Settings → Cancel membership. If you subscribed through Google Play on Android, cancel in your Google Play subscriptions. The free student year can roll into a paid plan when it ends — cancel before renewal if you don't want it.

Current offers: Google Gemini deals.

When you have a stronger refund case

  • Duplicate charges or billing errors: normally corrected by every tool — attach your bank statement.
  • Ongoing technical problems that stopped you using the service: reviewed case by case.
  • EU and UK residents: usually have a 14-day withdrawal right after first subscribing under consumer law.
  • App Store: Apple reviews requests itself — file soon after the charge.

Stop paying for subscriptions you don't use

  1. Set a reminder two days before each renewal — especially after free trials and student offers.
  2. Go monthly before yearly: don't pay for a year of a tool you haven't used for at least two weeks.
  3. Consider a cheaper tier instead of cancelling: ChatGPT Go at $8 or Google AI Plus may be enough — compare in ChatGPT vs Claude vs Gemini.
  4. Subscribe on the website rather than in the app when you can — managing and refunding is usually easier. Details in paying from Arab countries.

Sources

Last checked: October 2026. Refund policies change — check the official help page before you file a request.